Terms of Service

Effective date: January 1, 2025

1. Introduction

These Terms of Service (the “Terms”) govern your use of all offerings by FinplanNow. By accessing our site and services, you agree to comply with these Terms.

2. Services

FinplanNow provides instant fiscal and accounting planning. Our team delivers personalized guidance to help you manage budgets, track records, and optimize projections.

3. Digital Products

We offer downloadable guides, templates, and courses designed to enhance your budgeting and accounting skills. All digital products are delivered electronically upon purchase.

4. Physical Products

Physical products include printed materials, workbooks, and related items. These are shipped to your designated address.

5. Fees and Payment

All fees are quoted in advance. Payments are processed securely. Business ID: 292710596. You agree to pay all charges at the time of purchase.

6. Refund Policy

6.1 Services

Cancellations made more than 14 days before a scheduled session qualify for a refund. Requests received within this period will be processed within 14 days to the original payment method. Alternatively, you may reschedule your session once at no extra cost.

6.2 Digital Products

All sales of digital products are final. Once access has been granted or a download initiated, no refunds will be issued due to the immediate nature of the delivery.

6.3 Physical Products

You may return unopened physical products within 30 days of delivery. To initiate a return, contact our team. Shipping fees are non-refundable. Once we receive the item, refunds will be issued within 30 days to the original payment method.

7. Rescheduling

Service sessions may be rescheduled free of charge if requested at least 48 hours before the appointment. Requests made later may incur a fee or be treated as cancellations without refund.

8. No-Show and Non-Refundable Services

Clients who fail to attend a scheduled session without prior notice will forfeit the session fee. This policy ensures efficient use of our team’s time and resources.

9. Contact Information

Office address: 100 Queen Street West, Toronto, ON M5H 2N1, Canada

Phone: +14164798938

For inquiries or to reach our support team, please Contact Us.